Credit for Civil Servants

First Capital Bank’s Credit for Civil Servants is a secure financing solution designed to support the development of the civil servant’s personal and/or professional projects.

These are short, medium and/or long term loans whose maturity can vary from 6 to 84 months for the repayment period, and with monthly interest rates between 2.30% and 2.82% depending on the loan term.

First Capital Bank has been duly registered by CEDSIF with code number 437 to provide loans to public employees.


– Attractive fixed interest rate;

– Disbursement in 24h to 72h;

– No need to open a bank account;

– Life insurance included in the installment;

– Flexible repayment period 6 to 84 months;

– Amount of disbursement up to 2.000.000 Meticais.


– Copy of ID or Passport;


– Loan application form;

– Bank statement from the last month;

– Updated income statement;

– Copy of beneficiary’s ID.


– Amount of financing: 50,000.00Mt;

– Period: 84 months;

– Fixed monthly interest rate: 2,5%;

– Annual interest rate: 30,00%;

– Monthly installment 1.691,68;


Once all the necessary requirements are met and as per the Bank Credit Policy, the disbursement is made within a period of 24 to 72 business hours.

Our sales agents are at your disposal to meet all your financial needs in the comfort of your own region.

For more information, please contact:

Email: credito.publico@firstcapitalbank.co.mz

Contact point Name Contact Location
Beira Vanessa Correia 877099712 Bairro Maquiníno – AG Beira Shopping
Maputo Sede 843136383 Av. 24 de Julho, n.3549, Edifício do INSS
Nampula Manuel Lopes 842940697 Bairro Muahivire, Monica Shopping, loja G1, Rua de Quelimane
Tete Filipe Maússe 861401424 Av. da Independência, loja n° 5 em frente a Escola Primária III Congresso, Cidade de Tete
Manica José Charoba 862021199 Bairro Eduardo Mondlane, Rua do Barué, loja n.° 26, Cidade de Chimoio
Pemba Beatrino Injaraco 867665439 Edifício de imóveis 25 de Setembro, Av. 25 de Setembro, Cidade de Pemba n.º 08 (R/C)
Quelimane Amarito Gabriel 840523431 Bairro 24 de Julho, Av. da Samora Machel, R/C, loja n° 1, Cidade de Quelimane
Gaza Dércio Manjate 874317259 Rua Mártires de Wiriamo Loja N. 03 R/C, Cidade de Xai-Xai
Lichinga Reginaldo Chissaque 860606051 Av. Do Trabalho ao lado da Movitel em frente ao Comando da PRM, Cidade de Lichinga
Maxixe Leonildo Nombora 860177860 Av. Karl Max, próximo a Escola Primária e Secundaria, Cidade da Maxixe