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Term Loans

Grow your business and let us help put your plans in motion.

Term loans repayable in fixed periodic installments are available if you are seeking to finance specific projects or capital expenditures.

First Capital Bank offers different types of loans:

Car loan
  • The loan term is for a maximum period of 48 months (5 years);
  • The loan is 85% of the value of the car.
Consumer credit
  • The loan term is for a maximum period of 48 months (5 years);
  • The loan is for a maximum amount of 2,000,000 MT.
Home loan
  • The loan term is a maximum of 240 months (20 years);
  • The loan is the full value of the property.
Credit with deposit guarantee
  • The loan term is for a maximum period of 48 months (5 years);
  • The loan is 90% of the term deposit.

To access any type of Loan from First Capital Bank, the client must:

  • Present a blank promissory note;
  • It must not have incidents registered in the Central Credit Register of the Bank of Mozambique and other incidents with the banking system;
  • Have at least 6 months of transaction history;
  • Present an employment contract with a period above the term of the financing.

Fill in your details below and a First Capital Bank representative will contact you with further details.